Federal, state, private, charitable, and self-funded recovery flows — August 2017
Total identified recovery funding: $86.5 billion
FEMA
SBA
HUD
USACE
USDA
Other Federal
State & Local
Private Insurance
Charitable Giving
Out-of-Pocket
Other Recovery
Sources by Data Layer
FEMA IA
FEMA Disaster 4332 (DR-4332-TX) Individual & Households Program data, obligations as of April 2023. Includes housing assistance and other needs assistance grants.
FEMA PA
FEMA Disaster 4332 Public Assistance obligated amounts. Emergency Work (Categories A–B) and Permanent Work (Categories C–G), 90% federal cost share.
FEMA HMGP
Hazard Mitigation Grant Program funds made available per FEMA Section 404 allocation ($1.18B authorized; $287M obligated as of 2023).
NFIP
National Flood Insurance Program claims paid (~$9B). Congress cancelled $16B in NFIP debt (Oct 2017) to enable continued payouts. Figures from CRS Report IN10784.
SBA
SBA disaster loan approvals per Jan 2018 press release. Low-interest loans (not grants): ~1.75–3.3% interest. Home loans up to $200K property + $40K personal property.
HUD CDBG-DR
$5.676B allocated to Texas per HUD Federal Register notices. Program breakdown from Texas GLO Action Plan amendments. Local allocations include Harris County ($896M) and City of Houston ($1.28B).
USACE
Supplemental appropriations for flood control (Bipartisan Budget Act of 2018). Project figures from USACE Civil Works funding announcements, July 2018.
USDA
D-SNAP benefits ($467M) per Texas HHSC and CBPP; early SNAP issuance ($160M) to 600,000+ existing recipients. NRCS Emergency Watershed Protection ($85M) for Harris County Flood Control District repairs over three years.
Other Federal
Dept. of Education Temporary Emergency Impact Aid ($174M) for 300+ affected school districts. FHWA Emergency Relief ($100M) for road/bridge repair. DOL Dislocated Worker Grants ($36M) + DUA (~$30M). EDA disaster supplemental grants (~$28M identified) from $587M shared 2017 disaster pool. FTA transit relief ($23.3M). HHS/FEMA crisis counseling ($13.9M, Texans Recovering Together).
Texas State
~$3B from Economic Stabilization Fund (SB 500, 86th Legislature): Flood Infrastructure Fund ($793M via TWDB), TX Infrastructure Resiliency Fund ($857M), FEMA PA 10% match ($335M), HMGP 25% match ($273M), DPS operations ($97M), HHSC Medicaid ($110M), higher ed repairs ($132M), GLO coastal ($200M). Pre-2019 agency spending (~$500M) from General Revenue across 71 agencies (LBB Fiscal Impact Report).
Harris County
$2.5B flood bond (Proposition A, Aug 2018, 85% voter approval). $1.74B for direct local projects, remainder for federal match leverage. 109+ projects completed. Property tax-backed at $0.031/$100 TAV. Source: HCFCD 2018 Bond Program.
Other Local
City of Houston debris removal match (~$25M), other county FEMA PA local share, and unreimbursed emergency response costs. City/county-level spending is partially obscured by federal reimbursements.
Private Insurance
Non-NFIP private insurer claims paid, estimated ~$10B (AIR Worldwide). Claim counts and averages from Texas Dept. of Insurance Data Call (June 2019). 670,000+ total claims filed. Only ~15% of Harris County homes had flood insurance.
Charitable
~$1B raised across 32+ major aid organizations (Charity Navigator, Texas Tribune). Red Cross breakdown from two-year progress report. Recovery Funds include GHCF Hurricane Harvey Relief Fund ($114M, 127,000 donors) and Dell Foundation Rebuild Texas Fund ($100M, 41 counties). Other nonprofits include Samaritan's Purse ($86M), Salvation Army ($30M), United Way ($44M), J.J. Watt Foundation ($42M).
Out-of-Pocket
Estimated from gap between total damage ($125B, NOAA) and formally tracked recovery funding. Only ~20% of homeowners had flood insurance (Wharton); FEMA grants averaged ~$8,900 against ~$115K avg. damage (Kinder Institute/Rice). 58% of businesses had uninsured physical losses (Dallas Fed). Figures are mid-range estimates of actual self-funded spending.
Texas Hospital Association survey of 92 hospitals: $380M capital/operating, $40M uncompensated care, $40M other costs. LBJ General closed 133 of 179 beds. PTSD rates increased 6x among adults; only 8% of affected residents received mental health services.
Faith-Based
Texas Impact “Time & Treasure” report: $211M documented from 23 of 40 surveyed organizations. Southern Baptists: 2.2M meals, 2,600 properties cleared. Potential partial overlap with charitable giving totals.
Environmental
EPA-ordered $155M cleanup at San Jacinto River Waste Pits Superfund site. 13 of 41 regional Superfund sites flooded; 40+ sites released hazardous pollutants.
Agricultural
Texas A&M estimate $200M+ total crop/livestock losses; ~$150M net after USDA crop insurance offsets. Cotton ($100M, 200K bales lost), livestock ($93M), rice/soybeans ($8M).
Foreign Aid
Qatar pledged $30M (largest foreign offer). Venezuela offered $5M via Citgo. Mexico offered $1M but rescinded due to own earthquake. Notably smaller international response than post-Katrina.